Three guests.Three opinions.Butwho's right?
Equity, Debt and Gold. All three are unique.
Each has their own perspective.
Diversified Investing
Goal-Based Planning
Expert-Driven Allocation
Risk-Managed Approach
WHAT IS
TUKKA NAHI,
TAREEKA CHAHIYE?
A 'Tukka' is when you invest in any one asset without any prior planning, study or research. On the other hand, a 'Tareeka' is when we scientifically allocate our investments into different asset classes so that we have a balanced approach towards investing. And that is why, when it comes to investing, Tukka Nahi Tareeka Chahiye.
Tukka starts with an assumption.
Tareeka starts with understanding.
MULTI-ASSET ALLOCATION
A balanced approach to investing by allocating your portfolio across different asset classes.
Asset Class 1
Description for the first asset class goes here.
Asset Class 2
Description for the second asset class goes here.
Asset Class 3
Description for the third asset class goes here.
Ready to diversify?
Planned Mix
Diversification
Spreads investments across different asset classes and reduces dependence on one single asset.
Balance
Allows different asset classes to contribute across changing market conditions.
Risk Management
Asset allocation does not remove risk, but it may help manage the impact of sharp movements in one asset class.
Long-Term Approach
Can help investors stay aligned with their goals instead of reacting to short-term market movements.
Reality shows have winners.
Portfolios have smart fusions.
SIMULATOR
Past performance
dekho, Future ka winner
bhi decide kar liya?
Top Performer in 2022
GOLD
↗ +14.3%
YTD Return (2022)
Notice how the winner keeps changing?
Historical data can help you understand how different asset classes behaved during
a selected period. It cannot predict how they will perform in the future.
No More Tukkas.
It's question time!
Want to understand Multi Asset Allocation better?
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FAQs
Asset allocation is the strategy of dividing your investments across different asset classes — like equity, debt, and gold — to balance risk and return based on your goals and time horizon.
Every asset class performs differently across market cycles. Relying on just one increases concentration risk. Spreading investments across classes helps smooth out returns over time.
A Multi Asset Allocation Fund invests across multiple asset classes — typically equity, debt, and gold — within a single scheme, giving investors built-in diversification.
Equity has the potential to deliver long-term capital growth and helps investors build wealth, though it comes with higher short-term volatility.
Debt instruments offer relative stability and steady income, helping cushion the portfolio during equity market fluctuations.
Gold acts as a hedge against inflation and market uncertainty, and typically has a low correlation with equity and debt, adding a layer of protection.
No. Asset allocation does not eliminate risk — all investments are subject to market risk. It helps manage and diversify risk rather than remove it entirely.
No. The Asset Allocation Simulator is meant for illustrative and educational purposes only. It is not personalized investment advice — please consult a financial advisor.
Disclaimer
IAP Disclaimer:
- This is an Investor Education and Awareness Initiative of Union Mutual Fund.
- Investors should deal only with registered Mutual Funds.
- Investors may visit https://unionmf.com/iap to understand the procedural requirements for completing one-time KYC, for updating address, contact information, bank details etc., for grievance redressal or for registering a complaint on SEBI SCORES Portal or ODR portal.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
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